WE'VE GOT YOUR BEST RATES!
Auto, Home, Business and Life Insurance
Insurance is a commodity. The State Insurance Department dictates
that policies contain the same language and make available the same
coverages. You are conditioned to think otherwise by the endless flow
of advertisements saving you $300, $400, $500 or more as each big
name company takes a shot at its competitors. In reality, insurance
companies sell paper with a promise to act (cover your property and
protect you from liability claims) in the event of a claim or loss. New
York State has hundreds upon hundreds of insurance companies that
provide auto insurance. It is impossible for any one company to gain an
advantage over another one since they all closely monitor each other's
rates and results and subscribe to the same services that gather and
trend loss information.
So why is it that they advertise so much about savings? Because it
drives customers to buy their paper commodity, not because they are
less money as they tell. In the course of an evening of TV watching,
write down companies that are going to save you money. By bed time,
you'll see the contradiction that exists - they can't all be cheaper than
each other!
At any point in time, a specific company's results and financials might
create a pricing advantage based upon a person's unique
circumstances. That is one of the areas of strength for an independent
agent, as we review all of our many carriers to find the company that
works best for your situation. On top of that, we provide real people that
work and live in your community, so when a claim or a problem comes
up, we care enough to make the right things happen to find a solution
for you.
You won't get the big budget advertising, but you'll get the price AND
service from a real person in your area.
that policies contain the same language and make available the same
coverages. You are conditioned to think otherwise by the endless flow
of advertisements saving you $300, $400, $500 or more as each big
name company takes a shot at its competitors. In reality, insurance
companies sell paper with a promise to act (cover your property and
protect you from liability claims) in the event of a claim or loss. New
York State has hundreds upon hundreds of insurance companies that
provide auto insurance. It is impossible for any one company to gain an
advantage over another one since they all closely monitor each other's
rates and results and subscribe to the same services that gather and
trend loss information.
So why is it that they advertise so much about savings? Because it
drives customers to buy their paper commodity, not because they are
less money as they tell. In the course of an evening of TV watching,
write down companies that are going to save you money. By bed time,
you'll see the contradiction that exists - they can't all be cheaper than
each other!
At any point in time, a specific company's results and financials might
create a pricing advantage based upon a person's unique
circumstances. That is one of the areas of strength for an independent
agent, as we review all of our many carriers to find the company that
works best for your situation. On top of that, we provide real people that
work and live in your community, so when a claim or a problem comes
up, we care enough to make the right things happen to find a solution
for you.
You won't get the big budget advertising, but you'll get the price AND
service from a real person in your area.
Allstate
Progressive
Travelers
National Grange Mutual
Hartford
Hanover
Met Life
Peerless
Safeco
Encompass
New York Central
Utica National
Dryden Mutual
Sterling
Farmers
Wayne Cooperative
Chautauqua Patrons
Erie and Niagara
GMAC
One Beacon
Utica First
A Central
Countrywide
Finger Lakes Insurance
Livingston Mutual
Ontario Insurance
United Frontier
First Rehabilitation Ins.
Zurich Insurance
Auto One
AIG
Foremost
Progressive
Travelers
National Grange Mutual
Hartford
Hanover
Met Life
Peerless
Safeco
Encompass
New York Central
Utica National
Dryden Mutual
Sterling
Farmers
Wayne Cooperative
Chautauqua Patrons
Erie and Niagara
GMAC
One Beacon
Utica First
A Central
Countrywide
Finger Lakes Insurance
Livingston Mutual
Ontario Insurance
United Frontier
First Rehabilitation Ins.
Zurich Insurance
Auto One
AIG
Foremost
