Service is our priority. Here is why it should be yours too.
Insurance is a commodity. The State Insurance Department dictates that policies contain the same language and make available
the same coverages regardless of which company you are insured with. You are conditioned to think otherwise by the endless
flow of advertisements saving you $300, $400, $500 or more as each big name company takes a shot at its competitors.
In reality, insurance companies sell paper with a promise to act (cover your property and protect you from liability claims) in the
event of a claim or loss. New York State has hundreds upon hundreds of insurance companies that provide auto insurance. It is
impossible for any one company to gain an advantage over another one since they all closely monitor each other's rates and
results and subscribe to the same services that gather and trend loss information.
So why is it that they advertise so much about savings? Because it drives customers to buy their paper commodity, not because
they are less money as they tell you. In the course of an evening of TV watching, write down companies that are going to save you
money. By bed time, you'll see the contradiction that exists - they can't all be cheaper than each other!
At any point in time, a specific company's results and financials might create a pricing advantage based upon a person's unique
circumstances. That is one of the areas of strength for an independent agent, as we will review all of our many carriers to find the
company that works best for your situation. On top of that, we provide real people that work and live in your community, so when a
claim or a problem comes up, we care enough to make the right things happen to find a solution for you. You won't get the big
budget advertising, but you'll get the price AND service from a real person in your area.
Insurance is a commodity. The State Insurance Department dictates that policies contain the same language and make available
the same coverages regardless of which company you are insured with. You are conditioned to think otherwise by the endless
flow of advertisements saving you $300, $400, $500 or more as each big name company takes a shot at its competitors.
In reality, insurance companies sell paper with a promise to act (cover your property and protect you from liability claims) in the
event of a claim or loss. New York State has hundreds upon hundreds of insurance companies that provide auto insurance. It is
impossible for any one company to gain an advantage over another one since they all closely monitor each other's rates and
results and subscribe to the same services that gather and trend loss information.
So why is it that they advertise so much about savings? Because it drives customers to buy their paper commodity, not because
they are less money as they tell you. In the course of an evening of TV watching, write down companies that are going to save you
money. By bed time, you'll see the contradiction that exists - they can't all be cheaper than each other!
At any point in time, a specific company's results and financials might create a pricing advantage based upon a person's unique
circumstances. That is one of the areas of strength for an independent agent, as we will review all of our many carriers to find the
company that works best for your situation. On top of that, we provide real people that work and live in your community, so when a
claim or a problem comes up, we care enough to make the right things happen to find a solution for you. You won't get the big
budget advertising, but you'll get the price AND service from a real person in your area.
- We Represent Most Major Companies
- We Are There When A Claim Happens
- We've Got Your Best Rates
Our Mission
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James S. Sullivan Agency, Inc.